Century offers casualty insurance with limits up to $1,000,000 per occurrence, $2,000,000 aggregate on a primary basis, and up to $5,000,000 on an excess basis written stand-alone or over our primary coverage.

  • Focus is on premises operations risks and contractors.
  • While Century is not a products liability company, packages with innocuous product liability exposures are written.
  • Excess protection for products or automobile driven accounts is not available.

All submissions begin with a fully completed ACORD application, and often require a supplemental application and other additional information to support a complete underwriting analysis. As a surplus lines carrier, Century issues  ISO forms that have been amended by endorsement. Therefore, it is critical that both the agent and insured be familiar with the policy contract as it is offered, prior to binding coverage.

Successful Century Insurance Group classes of business include:

  • Small contractors
  • Apartments
  • Resorts and hotels
  • Retail stores
  • Bars and taverns
  • Night clubs
  • Day care centers
  • Restaurants
  • Strip centers
  • Convenience stores
  • Condominiums
  • Barber shops/beauty salons
  • Bakeries
  • Billiard or pool halls
  • Auto dismantlers
  • Bed and breakfast
  • Bingo halls
  • Bazaars
  • Car washes
  • Janitorial services
  • Laundromats
  • Pawnshops
  • Recycling centers
  • Video book stores
  • Mini warehouses