Century writes property lines of insurance at per location limits as high as $15,000,000.

  • All fire protection classes are considered.
  • Wind and hail coverages are typically excluded in coastal areas.
  • Flood, earthquake, or DIC coverage is rarely offered.
  • Century agents have the opportunity to write exclusive target marketed programs. A successful example is our Indiana low-value dwelling program.

ISO commercial property forms are the basis for Century's coverage, with the possible addition of company-specific endorsements. The following is a partial list of available coverage extension endorsements:

  • Refrigeration interruption
  • Ordinance of Law
  • Business interruption coverage
  • Property Extension Endorsement
  • Builders risk

Century's property division also underwrites inland marine coverages including:

  • Contractors equipment
  • Trip transit
  • Cargo
  • Warehousemen's legal
  • Installation floaters

All property applications start with a fully completed ACORD applicant information section, PLUS a property supplement and an inland marine supplement if applicable. On many classes of business the insured's most recent financial statement and additional explanatory narratives, or perhaps a class specific application supplement, may be required as well.

Successful Century Insurance Group classes of business include:

  • Apartments
  • Hotels/motels
  • Machine shops
  • Foundries
  • Bowling alleys
  • Churches
  • Strip centers
  • Warehouses
  • Contractors
  • Restaurants
  • Taverns